The Medical Insurance Mafia adds a third to medical costs.

Your 100 percent correct. I wrote that insurance was the main problem with medical costs two years ago in this article. Medical costs could be reduced at least a third if you got rid of the insurance Mafia.

The Health Insurance Mafia - WSJ.com

Physicians and other providers need to liberate themselves from the Faustian bargain they’ve cut with the Mephistophelian suits who now run their professional lives. Because many doctors are loath to talk about money, they allowed themselves to perpetuate the fantasy that “insurance is paying.” It isn’t. There is no free lunch and no free physical exam.

If substantial numbers of health-care providers shook off the insurance monkey on their back, en masse, and the supply of providers was substantially increased by opening more medical schools, the result would be a more honest, cost-effective system benefiting everyone. Except the insurance companies.